Fraud Now Arrives “Pre-Approved”
The Trustmi Payment Security & Risk Benchmark Report 2026
Socially engineered fraud is projected to exceed $40 billion annually by 2027, and generative AI is accelerating that shift.
Emails, invoices, financial documents, and entire conversation threads can now be produced instantly. Now such an easy and scalable lift, the result is payment fraud that moves through business workflows looking complete and legitimate.
Based on the analysis of 260 real-world B2B payment fraud incidents in 2025, this report reveals how attackers engineer payment requests to move through business workflows.
When Finance & Security Controls Break Down
There is no longer just a security problem or a finance problem. Fraud is moving between systems slipping through gaps in ownerships, workflows, and controls.
For Finance: 39% of attacks included invoices, W-9s, or bank details—arriving ready to be paid and harder to verify at scale.
For Security: 59% of attacks used multiple coordinated tactics—bypassing email security, identity-based controls, and rule-base detection systems.
You’ll learn:
- What 3 attack playbooks are used in real B2B payment fraud attempts
- How attackers make fraudulent requests look fully legitimate
- What finance and security leaders must change to stop fraud before money moves
Trusted by Finance and Security Leaders
"Trustmi provided transparency into our payment process to see where cyberattacks and errors were happening and full protection without changing our workflow."
"Like many businesses today, we've experienced cyber attacks on our payment process, but we didn't realize the extent to which we were at risk until we evaluated Trustmi. Now we're confident we'll be able to avoid future attacks with their platform."
"Trustmi's platform is an important tool for our team. Their Payment Flows module increases our payment cycle security, and our team has also managed to cut down the time for preparing payments reports from half a day to half an hour."
$200 Billion Secured
Protecting businesses globally against socially engineered fraud and errors.
Zero Compromise
Stops fraud without disrupting
legitimate payments.
Trusted by Finance and Security Leaders
“Trustmi provided transparency into our payment process to see where cyberattacks and errors were happening and full protection without changing our workflow."
“Like many businesses today, we’ve experienced cyber attacks on our payment process, but we didn’t realize the extent to which we were at risk until we evaluated Trustmi. Now we’re confident we’ll be able to avoid future attacks with their platform.”
“Trustmi’s platform is an important tool for our team. Their Payment Flows module increases our payment cycle security, and our team has also managed to cut down the time for preparing payments reports from half a day to half an hour.”
“Trustmi provided transparency into our payment process to see where cyberattacks and errors were happening and full protection without changing our workflow."
“Like many businesses today, we’ve experienced cyber attacks on our payment process, but we didn’t realize the extent to which we were at risk until we evaluated Trustmi. Now we’re confident we’ll be able to avoid future attacks with their platform.”
“Trustmi’s platform is an important tool for our team. Their Payment Flows module increases our payment cycle security, and our team has also managed to cut down the time for preparing payments reports from half a day to half an hour.”
$240 Billion Secured
Protecting businesses globally against socially engineered fraud and errors.
Up to 2.5% of Budget Saved
By Eliminating Fraud and Payment Errors
From Hours to Seconds
Manual Process Time Reduced
Behavioral AI-powered security
Protection on day one
10-15x ROI
